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Financing Made Clear, Simple & Personal

Fast, personal and competitive financing solutions for individuals and businesses across Malaysia.

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Apply for Your Loan Today

Compare the essentials first. Our advisors will help with the details.

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No Upfront Fees

100% transparent pricing with zero hidden charges

Quick Approval

Fast loan processing with approval within 24 hours

Licensed & Legal

Ministry approved and fully compliant with all government regulations

Our loan services

Loans That Fit Your Needs

Compare the essentials first. Our advisors will help with the details.

Personal Loan

Quick and hassle-free financing for home renovation, education, medical expenses, weddings, debt consolidation, and emergencies
  • Loan Amount: RM500 - RM500,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: 12 - 60 months
  • Approval: Within 24 hours
Eligibility:
  • Malaysian citizen / PR
  • Age: 21 - 60 years old
  • Min. income: RM2,000/month
  • Min. 6 months employment
Documents Required:
  • MyKad (front & back)
  • 3 months payslip
  • 3 months bank statement
  • Utility bill (proof of address)
Apply Now

Business Loan

Fuel your business growth with flexible financing for expansion, equipment purchase, inventory, and working capital management.
  • Loan Amount: RM10,000 - RM1,000,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: 12 - 60 months
  • Approval: 2 - 5 working days
Eligibility:
  • Malaysian-owned business (51%+)
  • SSM registered (min. 1 year)
  • Min. revenue: RM10,000/month
  • Owner age: 21 - 65 years old
Documents Required:
  • SSM Registration (Form 9/49 or D)
  • MyKad (all directors/owners)
  • 6 months business bank statement
  • Company profile (if available)
Apply Now

Mortgage Loan

Unlock your property’s equity for investment, business capital, education, or any large financial needs with competitive rates.
  • Loan Amount: RM50,000 - RM5,000,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: Up to 120 months (10 years)
  • LTV: Up to 70% of property value
Eligible Property:
  • Terrace / Semi-D / Bungalow
  • Shop lot / Commercial property
  • Freehold or Leasehold (30+ years)
  • Located in Peninsular Malaysia
Documents Required:
  • MyKad (all property owners)
  • Original Grant / Strata Title
  • Original S&P Agreement
  • Quit Rent & Assessment receipts
Apply Now

How it works

Simple Steps to Get Your Loan

Apply Online

Submit your basic details in just a few minutes.

We Review

Our experts assess your needs and available options.

Get a Recommendation

Receive clear next steps without obligation.

Our loan services

Real Stories, Real Satisfaction

“The personal loan process was incredibly smooth. I got approved within 24 hours and the interest rate is very reasonable. Highly recommended!”
Ahmad Razak
Personal Loan Customer

“Thanks to Apexadvisory, I was able to expand my business. The business loan helped me open a second outlet. Great service and friendly staff!”

Siti Nurhaliza
Business Loan Customer

“Finally got my dream home with the mortgage loan from Apexadvisory. The application was simple and the team guided me through every step.”

Rajesh Kumar
Mortgage Loan Customer

Ready to Get Started?

Take the first step towards achieving your financial goals. Our team of experts is ready to help you find the perfect loan solution tailored to your needs. Fast approval, competitive rates, and exceptional service await you.

Apply for a Loan Now

Estimate Your Repayments

Maximum Repayment

Up to 60 months tenure

Fixed Rate

1.5% per month – 18% per year

Total Loan Amount 12 Months 24 Months 36 Months 48 Months 60 Months
RM5,000 RM492 RM283 RM214 RM179 RM158
RM10,000 RM983 RM567 RM428 RM358 RM317
RM20,000 RM1,967 RM1,133 RM856 RM717 RM633
RM30,000 RM2,950 RM1,700 RM1,283 RM1,075 RM950
RM50,000 RM4,917 RM2,833 RM2,139 RM1,792 RM1,583
RM80,000 RM7,867 RM4,533 RM3,422 RM2,867 RM2,533
RM100,000 RM9,833 RM5,667 RM4,278 RM3,583 RM3,167
RM150,000 RM14,750 RM8,500 RM6,417 RM5,375 RM4,750
RM200,000 RM19,667 RM11,333 RM8,556 RM7,167 RM6,333

Contact Us

Have questions? We’re here to help. Reach out to us today!

Call Us

60175569441

Email Us

apexadvisorymalaysia@gmail.com / admin@apexadvisory2u.com

Apex Advisory is operated by EXPRESS CAPITAL SDN. BHD., a licensed moneylender registered with the Ministry of Housing and Local Government Malaysia (KPKT). We provide personal loan services under EXPRESS CAPITAL SDN. BHD. with clear information, eligibility checking, and WhatsApp support.

Company License
Company Name: EXPRESS CAPITAL SDN. BHD.
Company Registration No: 201901043099 (1352429-W)
License Validity: 12/06/2024 – 11/06/2026
KPKT License No: WL7483/10/01-3/110626

Registered Address：
20-M，LORONG GOPENG, 41400 KLANG, SELANGOR

Business Address：
NO 1-1 JALAN KLANG SENTRAL 10/KU5 KLANG SENTRAL, 41050 KLANG, SELANGOR

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